Shocking find: Fraudsters seek information to hack into parents’, other victims’ bank accounts PART 1

sketchy · 发表于 2019-06-22 17:09:23

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[br][br][br][br]You may just be a step away from losing your life savings to hackers, who are daily coming up with new ideas, if you don’t put necessary measures in place to check them. Bank customers who engage in indiscriminate online purchases and those who toy with their security information on phones and ATM cards are susceptible to the crime. INNOCENT DURU reports.[br][br]NIGERIANS are one of the most careless people in the world. So, if there is anybody you can dupe, it should be Nigerians.”[br][br]That was how an internet user, who goes by the name MikeBush The Rich Lazy Asshole, began a shameless and reckless lecture on his website Smartlazy Hustler.com about how his ilk and the aspiring ones could use technology to hack people’s bank accounts and devastate their lives.[br][br]For many criminal-minded elements in the society, coming across the website was akin to getting the solution to the numerous challenges they had been having in hacking into people’s accounts.[br][br]From singing his praises, praying for him and deifying him using titles like Baba, Boss, among others, a good number of visitors to the website took time to inundate their mentor with various obstacles they had been facing in hacking into their potential victims’ bank accounts after obtaining all the necessary items and information like mobile phone, ATM card, BVN number among others.[br][br]A number of the viewers left their mobile numbers and their emails on the website begging their mentor to reach out to them. Some even offered to pay any amount to acquire the full knowledge about how to become experts in the unholy business of hacking into people’s bank accounts.[br][br]To the chagrin of this reporter, some of the depraved miscreants also sought help on how to hack their fathers’, grandfather’s and siblings’ bank accounts![br][br]Without any sense of guilt, MikeBush The Rich Lazy Asshole, took time to proffer solutions to some of their challenges. He was particularly buoyed by messages telling how much was in a prospective victim’s account.[br][br]Aside from the above website, some other sites, locally and internationally, also have information about hacking but none seen by our correspondent was as audacious as the one promoted by MikeBush The Rich Lazy Asshole.[br][br]Methods used by miscreants to hack bank accounts[br][br]During the week while members of the Saturday Desk of this newspaper were having their editorial meeting, a suspected fraudster, separately, within a space of five minutes, called two members of the desk telling them he mistakenly sent details of a recharge card vouchers to their phones and requested them to resend it to him.[br][br]Findings showed that the idea was for the hoodlums to obtain some information about their banking details if they had naively responded to his bated request. That is one of the ways the fraudsters now get access to unsuspecting bank customers’ accounts.[br][br]Teaching his followers different ways of hacking into people’s accounts, MikeBush The Rich Lazy Asshole, posted: “One of the methods used most times is specific text messages telling you that you need to update your BVN or your account will be blocked. Call 080……… to help you update it.[br][br]“This is a notification from the Central Bank that your account is currently being hacked. To secure your money, please call Mr Taiwo, your account manager on 080 …..to assist you further. Then you send it to the phone numbers you have bought from people.[br][br]Read also: DOUBLE JEOPARDY: Sad tales of Nigerians who lost phones, bank savings to hackers[br]“Some Ignorant ones will start calling to check if it is true. You have to sound like a professional. There are three things you will need to collect from them: card number, expiry date, CVC (the card at the back of their ATM).[br][br]“Once you have all these, just tell them (unsuspecting victims) that you will get back to them and assist them further. All you have to do is go online and start buying whatever you need. Or through a payment gateway like Patstack, you transfer and re-transfer it to your account. The disadvantage of this method is that people are becoming wiser about giving out their details to anyone who sends them messages.”[br][br]The new method in town, according to him, is to create fake websites. “This cost me money to build but it was one of the steps I knew would help me hack someone’s account and transfer their money without BVN. On this website, I was selling expensive perfumes for as cheap as N500. On this website, you are required to purchase anything you want online and it will be delivered to you. At the back end of the website, there was where I could collect every detail that was registered on my website. People were buying till I had so many card details on my hands. Then it was time for operations. I had all I needed to hack bank accounts in Nigeria.”[br][br]On how to hack ATM card in Nigeria, he said: “There is no straight forward way to hack ATM card in Nigeria if you don’t know the person’s pin. The only way to get money from someone’s ATM card is to get the details of the card.[br][br]“If you have someone’s card and you want to hack ATM card in Nigeria, take the card and use it to buy things on foreign websites. Most of the foreign websites don’t demand for OTP. So, you are safe. Don’t ever use your real name while buying something with someone’s ATM. They will track you”.[br][br]The suspected scam promoter went further to explain how hackers allegedly connive with bank workers to rob people of their hard-earned money using BVN. “There are two ways to transfer money using BVN and account number. With your BVN, they will be getting the account number, phone number, date of birth, secret question and answer and email. Once they have all this information, they can easily change your pin and use it to commit fraud on your account. They will also need an insider to help them complete the transaction, which isn’t difficult to get.[br][br]“Two ways to transfer money using BVN and account number are through secret software and insider job. When scammers have your BVN, what they do basically is to establish a link with someone inside the bank; once they have the necessary information, they can transfer your money through internet banking or cheque scam.”[br][br].