10 credit card benefits you probably didn’t know!

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[img src="/storage/emulated/0/Download/black-friday-buy-credit-card-34577_1561793530964.jpg"][br][br]Credit cards give you access to large amount of finances and allow cash-free payment of big-ticket purchases. They give you a chance to build your credit score, offer you reward points that you can redeem for a number of different goods and services, and get you deals from retail partners so you can save big.[br][br]Keeping all this in mind, here are 10 credit card benefits to help you leverage your finances better.[br][br]Airport lounge access[br][br]You can use your credit card to make your air travel more economical and convenient. Numerous credit cards offer complimentary lounge access at domestic and international airports. This gives you a chance to enjoy free Wi-Fi, buffet spreads and comfortable seating. One card offering you these benefits is the Word Plus variant of the Bajaj Finserv RBL Bank SuperCard.[br][br]Baggage and travel insurance[br][br]If you travel often, look for a card that offers complimentary insurance in case your baggage or important documents like passport get lost or stolen during travel. Some cards offer a cover for travel both within the country and abroad. Others extend credit card benefits even to lost tickets or a missed connecting flight.[br][br]Purchase protection insurance[br][br]Many credit cards offer you compensation in case goods purchased with the card are damaged due to events like a fire or get stolen by thieves. Purchase protection is normally given up to a particular limit and against events listed by your issuer.[br][br]Accident insurance cover[br][br]Some credit cards help by means of an insurance cover in case you meet with a road or air accident. These covers offer substantial financing, in lakhs, and even help you take care of emergency hospitalisation charges abroad. In case of an accidental air death, the compensation can even amount to INR 1 crore.[br][br]Fuel discounts and surcharge waivers[br][br]One way to save on petrol or diesel is to get a fuel credit card that offers surcharge waivers and discounted rates or cashback deals at fuel stations. At times, the waivers are limited to a particular percentage and cashback offers are reserved to certain stations only. The RBL Bank World Prime SuperCard offers waivers of up to INR 150 per month on fuel.[br][br]Discounted and free movie tickets[br][br]As captivating movies premiere at theatres, you can be entertained and spend less by opting for a credit card that has deals on movie tickets. For instance, depending on the SuperCard variant you choose you can either get complimentary movie tickets or discounted prices every month.[br][br]Indemnity cover for doctors[br][br]In case you are a medical professional, then look out for a card that offers indemnity insurance. Currently, the RBL Bank Doctor’s SuperCard gives you an indemnity cover of up to INR 20 lakh against expenses that may arise due to negligence when practicing.[br][br]EMI facility[br][br]Cards like the SuperCard go beyond offering you credit card reward points that you can redeem for regular spends and thereby, make them more affordable. SuperCards double up as EMI cards and allow you to convert purchases above INR 3,000 into smaller instalments. By servicing smaller amounts, you can make big-ticket spends easily.[br][br]Interest-free cash withdrawals[br][br]Usually, you cannot use a credit card to make withdrawals from an ATM, but some variants allow you to avail this facility at a premium. One of the most unique features like that the SuperCard comes with is the facility to make 50-day interest-free cash withdrawals at ATMs. This powerful feature reduces the difference between credit card and debit card in terms of utility.[br][br]Quick personal loans[br][br]When you need funds during an emergency, you can use your credit card to convert the cash limit into a loan. This facility is offered by a few issuers, and can impact your convenience greatly. For instance, the SuperCard also functions as a loan card, wherein you can use it to obtain a 90-day interest-free personal loan as per your current credit limits and repay it in three easy EMIs.[br][br]The SuperCard is one card that you should consider when seeking versatility coupled with economical interest rates and jaw-dropping offers. It comes armed with strong security features and is available on simple eligibility terms.[br][br]The simplest way to go about your credit card application is to first check your pre-approved credit card offer from Bajaj Finserv. Doing so gives you instant approval, access to customised deals and a chance to win up to 20,000 reward points as a welcome gift![br][br][br]Source: https://www.livemint.com/brand-stories/10-credit-card-benefits-you-probably-didn-t-know-1561793164675.html[br]

Rintu sk

ok thanks

Ateur

good information sharing thanks brother

Thinesh

Good share

RAJUPILLAY2197

Nice information